Tim is teaching a FREE Bankruptcy for Beginners class on February 11, 2022 at 9 AM. In this class, you will learn whether bankruptcy is right for you, if Chapter 7 or Chapter 13 bankruptcy is more appropriate for your situation, and find out if you can keep your car, apartment, house, and other personal property. If you are thinking about filing for bankruptcy, then this is a class for you.
The class will be held online via Zoom. Advance registration is required. To register, please visit: us02web.zoom.us/meeting/register/tZcocOyvrzgpE90yqcDRIy1TNMcSDu5AivN3
Personally, I like chapter 7 better because it wipes all of your debts out at once and is a lot faster than chapter 13. However, your net income (your gross income after payroll deductions and expenses) has to be below a certain level for your family size in order for you to qualify for Chapter 7 bankruptcy.
I prefer to file for Chapter 7 bankruptcy on behalf of the debtor, unless there is a good reason for choosing chapter 13 bankruptcy. A good reason for choosing chapter 13 would be if the debtor makes too much money to qualify for Chapter 7, or if the debtor has a lot of equity in a house. Your bankruptcy attorney will be able to explain to you the differences between chapter 7 and Chapter 13, and which one is a better option for you.
Baland Law Office, P.L.L.C. represents consumer and small business debtors in both Chapter 7 and Chapter 13 bankruptcy proceedings. Please note that only individual debtors can file for Chapter 13 bankruptcy relief, but not businesses. Please call (763) 290-0445 to schedule an appointment to discuss your situation today and find out whether declaring bankruptcy is the right option for you!
DISCLAIMER: Baland Law Office, P.L.L.C. is a debt-relief agency, and Timothy H. Baland, Esq. is a debt-relief agent. We help people like you to obtain bankruptcy relief.
WARNING: The information contained in this article does not constitute legal advice and may not be applicable to your situation. Reading this blog post does not create an attorney-client relationship between you and Baland Law Office, P.L.L.C. You should always discuss your situation with an attorney before taking any action based on what you may read in this blog. To that end, please call (763) 290-0445 to set up an appointment to discuss your situation.
The class will be held online via Zoom. Advance registration is required. To register, please visit: us02web.zoom.us/meeting/register/tZcocOyvrzgpE90yqcDRIy1TNMcSDu5AivN3
Personally, I like chapter 7 better because it wipes all of your debts out at once and is a lot faster than chapter 13. However, your net income (your gross income after payroll deductions and expenses) has to be below a certain level for your family size in order for you to qualify for Chapter 7 bankruptcy.
I prefer to file for Chapter 7 bankruptcy on behalf of the debtor, unless there is a good reason for choosing chapter 13 bankruptcy. A good reason for choosing chapter 13 would be if the debtor makes too much money to qualify for Chapter 7, or if the debtor has a lot of equity in a house. Your bankruptcy attorney will be able to explain to you the differences between chapter 7 and Chapter 13, and which one is a better option for you.
Baland Law Office, P.L.L.C. represents consumer and small business debtors in both Chapter 7 and Chapter 13 bankruptcy proceedings. Please note that only individual debtors can file for Chapter 13 bankruptcy relief, but not businesses. Please call (763) 290-0445 to schedule an appointment to discuss your situation today and find out whether declaring bankruptcy is the right option for you!
DISCLAIMER: Baland Law Office, P.L.L.C. is a debt-relief agency, and Timothy H. Baland, Esq. is a debt-relief agent. We help people like you to obtain bankruptcy relief.
WARNING: The information contained in this article does not constitute legal advice and may not be applicable to your situation. Reading this blog post does not create an attorney-client relationship between you and Baland Law Office, P.L.L.C. You should always discuss your situation with an attorney before taking any action based on what you may read in this blog. To that end, please call (763) 290-0445 to set up an appointment to discuss your situation.
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